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Home » PayPal Holdings, Inc. (PYPL) Presents at KBW Fintech Payments Conference 2025 Transcript
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PayPal Holdings, Inc. (PYPL) Presents at KBW Fintech Payments Conference 2025 Transcript

Press RoomBy Press RoomNovember 13, 2025
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PayPal Holdings, Inc. (PYPL) KBW Fintech Payments Conference 2025 November 13, 2025 9:25 AM EST

Company Participants

Diego Scotti – Executive VP & GM of Consumer Group

Conference Call Participants

Sanjay Sakhrani – Keefe, Bruyette, & Woods, Inc., Research Division

Presentation

Sanjay Sakhrani
Keefe, Bruyette, & Woods, Inc., Research Division

I want to welcome Diego Scotti. He is the General Manager of PayPal’s Consumer Group. Diego oversees marketing, communications and product design across several lines of business at PayPal. He joined PayPal in 2023 after serving as CMO at Verizon. He also spent 15 years at American Express, leading a variety of different functions there. Thank you, Diego, for making the trip over here.

Question-and-Answer Session

Sanjay Sakhrani
Keefe, Bruyette, & Woods, Inc., Research Division

At your Investor Day earlier this year, you laid out 3 pillars of consumer strategy, including pay everywhere, pay your way and driving value for consumers. Maybe start with PayPal Everywhere. PayPal’s very strong penetration online. Maybe give us an overview of what you’re looking to do in terms of expanding into omnichannel with PayPal Everywhere, which can help drive usage of the overall platform.

Diego Scotti
Executive VP & GM of Consumer Group

Thank you for having me here. It’s great to be with all of you. And just to give you a context, the consumer business per se and PayPal is pretty new. So we formed this group in 2023 with Alex Chriss became the CEO. And under this group, we have PayPal, obviously, the brand that you guys know and Venmo as well, and we manage the 2 brands separate, but together under the group.

And yes, like you mentioned when we had our Investor Day early in the year, I talked about a strategy that had those 3 pillars in order for

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